MBANX
Asia's first ESG-compliant core banking platform.
A full-featured, agile core banking platform that can be live in as little as three months. MBANX replaces lending, deposits, treasury and trade finance systems with a single seamlessly integrated platform with ESG built into the foundation.
MBANX was built from the ground up to solve the real challenges faced by banks in Asia Pacific regulatory complexity, multi-currency operations, and the growing demand for ESG accountability. Unlike legacy platforms retrofitted for modern requirements, every module in MBANX was designed with today's banking environment in mind: fast deployment, open integrations, and native support for sustainability reporting. MBANX is the platform banks choose when they want to modernise completely, not partially.
Key capabilities
Customer Onboarding
Seamless digital KYC and account opening workflows that reduce onboarding time and ensure full regulatory compliance from day one.
Deposit
Flexible deposit product configuration covering savings, current, fixed and call accounts with automated interest accrual and maturity management.
Lending
End-to-end loan lifecycle management for retail, SME and corporate credit from origination and disbursement through to repayment and closure.
Foreign Remittance
Multi-corridor inward and outward remittance processing with real-time FX rate management, AML screening and partner bank connectivity.
Trade Finance
Full documentary trade support including letters of credit, bank guarantees and documentary collections, all managed within the core.
Treasury
Integrated treasury operations covering FX dealing, money market instruments, liquidity management and position monitoring in real time.
Mobile Teller
Agent and field banking capabilities that extend full teller functionality to mobile devices bringing banking services to any location.
Inquiry
Unified customer and account inquiry across all products and channels, giving staff instant access to complete transaction histories and balances.
Reports
Configurable reporting suite covering regulatory submissions, management information and audit trails scheduled or generated on demand.
Intelligent Limits
Dynamic credit and transaction limit management with rule-based controls, real-time monitoring and automated alerts for exceptions.
What's included
- Live in as little as three months
- Built-in ESG: carbon, green loans, risk scoring
- Multi-currency and multi-entity support
- Open API architecture for third-party integrations
- Internet, mobile, agency & premier banking
- Loan origination with automated credit scoring
- Real-time transaction processing
- APAC regulatory reporting out of the box
Who it's for
- Commercial banks
- Development finance institutions
- Microfinance institutions
- Digital-only banks
Octoplex
Paperless, seamless, and secure approvals.
A secure digital platform giving directors and executives a single place to access board documents, conduct remote voting, manage meeting activities with workflow automation and an ESG governance module.
Octoplex addresses a persistent gap in financial institution governance: the reliance on paper, email and manual processes for board-level decisions. By digitising board packs, remote voting and workflow approvals into a single auditable platform, Octoplex reduces operational risk, accelerates decision cycles and creates the transparent governance trail that regulators increasingly expect from financial institutions.
Key capabilities
Board Document Hub
Secure, versioned distribution of board packs, minutes and resolutions accessible on any device, anywhere.
Remote Voting
Conduct binding votes and resolutions remotely with a full audit trail, timestamps and digital signatures.
Meeting Management
Agenda creation, attendee management, action item tracking and minutes generation in one workflow.
Workflow Automation
Route approvals, escalations and document reviews across the back office with fully configurable workflows.
ESG Governance
Track ESG commitments, board resolutions and reporting obligations at the highest governance level.
Committee Support
Separate workspaces for audit, risk, remuneration and other board committees with their own access controls.
Audit Trail
Every action is timestamped and immutable providing the governance records that regulators require.
Role-Based Access
Granular permissions for directors, executives, company secretaries and support staff.
What's included
- Secure board document distribution
- Remote voting & digital resolutions
- Meeting agenda and minutes management
- Workflow automation for back office
- ESG governance & reporting module
- Full audit trail with digital signatures
- Role-based access for directors and executives
- Mobile-ready for remote board participation
Who it's for
- Bank boards
- Audit & risk committees
- Company secretaries
- Back office operations
MarginX
Built for brokers and margin trading across APAC.
An end-to-end platform for the complexity of margin trading. MarginX gives firms the tools to manage client portfolios, monitor risk exposure and operate with precision in fast-moving Asian capital markets.
Margin trading in Asia Pacific combines the speed of modern markets with layered local regulatory requirements. MarginX was designed by people who understand both sides of that equation delivering a platform that automates the full trading lifecycle while providing the real-time risk visibility that compliance and risk teams demand. From account opening to settlement reconciliation, every step is managed within a single integrated system.
Key capabilities
Margin Account Management
Full lifecycle management of margin accounts from opening, collateral lodgement and maintenance to closeout.
Portfolio Management
Real-time client portfolio views with P&L tracking, position management and exposure summaries.
Risk Monitoring
Automated margin call triggers, concentration limit alerts and real-time exposure dashboards for risk teams.
Settlement & Reconciliation
Straight-through processing for settlement with automated reconciliation across custodians and exchanges.
APAC Regulatory Alignment
Configured for the regulatory frameworks of key Asian capital markets, with flexible rule engines for local rules.
Client Portal
White-labelable client portal for position viewing, statement access and digital instruction submission.
Corporate Actions
Automated corporate action processing dividends, rights issues, splits across all client holdings.
Reporting & Analytics
Configurable reporting suite for clients, compliance teams and management, with scheduled distribution.
What's included
- End-to-end margin trading lifecycle
- Client portfolio & exposure management
- Real-time risk monitoring and alerts
- Automated margin call processing
- APAC regulatory alignment
- Straight-through settlement processing
- Automated reconciliation across custodians
- White-label client portal
RapidX
Sri Lanka's first locally built inward remittance platform.
Distribute international transfers across every channel bank accounts, partner banks, national payments, mobile wallets or pay-by-ID agents from a single platform, with an integrated mobile wallet for merchants and bills.
RapidX was built to solve the last-mile problem in remittance: getting money reliably into the hands of recipients across every channel available in the market. Whether that is a bank account, a mobile wallet, an agent location or a national payment network, RapidX manages the routing, reconciliation and compliance from a single operations hub while giving recipients a full-featured mobile wallet to hold, spend and transfer their funds.
Key capabilities
Multi-Channel Distribution
Route inward remittances to bank accounts, mobile wallets, agent locations and national payment networks from a single hub.
Pay-by-ID Agents
Enable cash collection via a nationwide agent network using NIC or account-based identification for recipients without bank accounts.
Consumer Mobile Wallet
A branded mobile wallet for recipients to hold, spend and transfer remittance funds digitally with full transaction history.
Merchant Payments
Integrated merchant payment acceptance and bill settlement for wallet holders at point of sale and online.
AML & Compliance
Built-in AML transaction monitoring, sanctions screening, KYC workflows and regulatory reporting for remittance corridors.
FX Rate Management
Real-time corridor rate management with spread controls, rate locks and automated hedging support.
Partner Bank Integration
API-based integration with partner banks and national payment infrastructure for instant credit to beneficiary accounts.
Operations Dashboard
Centralised operations dashboard for reconciliation, exception management and corridor performance monitoring.
What's included
- Multi-channel remittance distribution
- Bank account, wallet and agent payout
- Pay-by-ID agent collection network
- Integrated consumer mobile wallet
- Merchant payments & bill settlements
- AML monitoring and sanctions screening
- Real-time corridor FX rate management
- Partner bank API integrations
Who it's for
- Commercial banks
- Exchange houses
- Mobile money operators
- Fintech remittance providers
TradeX
Supply chain & receivables financing for Asia's economies.
Solving the gap between when goods are delivered and when suppliers get paid. TradeX connects banks, corporate buyers and their suppliers extending payment terms, releasing cash early, and unlocking a scalable financing business.
The trade finance gap in Asia Pacific represents billions in unmet financing demand from SMEs and suppliers locked out of traditional credit channels. TradeX closes that gap by digitising the financing relationship between banks, buyers and suppliers enabling banks to run supply chain financing and receivables discounting programmes that scale without proportional back-office growth. Every party the bank, the buyer and every supplier operates within a single connected platform.
Key capabilities
Supply Chain Financing
Enable corporate buyers to extend payment terms while suppliers receive early payment from the bank improving cash flow for both.
Receivables Financing
Allow suppliers to sell approved invoices to the bank at a discount, releasing working capital immediately without waiting for buyer payment.
Three-Party Platform
A single connected portal for the bank, its buyer clients and their entire supplier ecosystems no separate portals or manual reconciliation.
Invoice Management
Digital invoice submission, buyer approval workflows and financing request management paperless from end to end.
Limit & Risk Engine
Programme-level and supplier-level limit management with automated exposure monitoring and covenant tracking.
Buyer Onboarding
Streamlined digital onboarding for corporate buyers, with self-service supplier enrolment once a buyer is active.
Reporting & Analytics
Portfolio dashboards for banks to monitor programme utilisation, yield, risk concentration and supplier activity.
Regulatory Compliance
Configured for APAC trade finance regulatory requirements with audit-ready transaction records.
What's included
- Supply chain financing programmes
- Receivables financing for suppliers
- Bank, buyer & supplier in one platform
- Digital invoice submission and approval
- Programme and supplier limit management
- Automated exposure monitoring
- Built for trade-intensive APAC markets
- Multi-buyer and multi-programme support
Who it's for
- Commercial banks
- Trade finance teams
- Corporate treasury departments
- SME suppliers